Loan Programs
Program
Fix & Flip Loans
We offer short-term (bridge) financing for real estate investors looking to purchase, improve, and quickly resell properties for a profit. Our fix & flip loan programs are designed to help you get the most out of your next flip by leveraging OUR CAPITAL to increase your returns and keep more of YOUR CAPITAL on hand for your project. With fast loan approval times, competitive interest rates, and flexible terms, our fix & flip loans can help you take advantage of the current market trends. Whether you’re a seasoned real estate investor or just starting out, we’re here to provide the financing needed to help you unlock maximum profits.
- Loan Amounts- $50,000-$2million
- Up to 100% of rehab costs
- 620 Minimum FICO
- Up to 90% After Repair Value
- Up to 36 month loan terms
- 1-4 Unit Properties
Program
Long-Term Rentals
We offer long-term rental loans to help landlords secure the funds they need to upgrade their properties, cover any outstanding debts, and purchase more rentals. With our flexible terms, quick closings and competitive rates, we are the perfect choice for landlords looking for long-term rental solutions. Contact us today to learn more about our loan options and get started!
- Lower Rates
- Loan Amounts- $50,000-$2million
- 80% LTV for Purchase/ Rate & Term
- 75% LTV for Cash-Out
- 620 Minimum FICO
- .75 Minimum DSCR
- 30 Year Loan Products (Fixed and ARMs)
- Up to 10 years Interest Only
- 1-4 Unit Properties
Program
Cash-Out and Portfolio Refi’s
We help investors to quickly pull tax-free cash out of their properties to use for practically any purpose. Why keep your equity locked in your property(ies) when it will grow at the rate of appreciation? With one of our debt service coverage ratio (DSCR) loans, you can use your equity now to advance your business through additional investments, debt consolidation, or practically any other purpose. In addition to cashing out, you can also consolidate multiple properties under one of our loans, potentially cutting costs and improving the efficiency of your business.
- Lower Rates
- Loan Amounts- $50,000-$2million
- 75% LTV for Cash-Out
- 620 Minimum FICO
- .75 Minimum DSCR
- 30 Year Loan Products (Fixed and ARMs)
- Up to 10 years Interest Only
- 1-4 Unit Properties
Program
Construction Loans
Our private money construction loans offer you the opportunity to finance your residential or commercial construction project with ease. With one of our construction loans, you can choose from a range of terms and financing options to ensure that you have the flexibility to get your project done on time and on budget. No matter the size of your project, our experienced private lending team will work with you to create a tailored solution that meets your needs. Contact us today to learn more about how we can help make your construction project a reality.
- Loan amounts up to $2 million
- Loans up to 90% loan-to-cost (LTC)
- Initial Advance up to 60% of Land Value
- Funding for SFR/Townhomes/PUDs
- 640 Minimum FICO
Program
Multifamily Loans
Our long-term and short-term private multifamily loans provides investors with access to capital to acquire, renovate or refinance multifamily properties. Our loans are designed to help our clients improve their existing properties and/or expand their portfolios. Our team of professionals will work with you to create a loan package that meets your specific needs and capitalizes on your unique objectives. With our flexible loan programs and quick funding options, you will be able to capitalize on opportunities that may not have previously been available to you.
- Bridge and institutional loans
- Loan Amounts- $100,000-$7.5million+
- 5 Units and up
- Up to 75% LTC on bridge loans
- Up to 80% LTV stabilized
- 640 Minimum FICO
- 1.20 Minimum DSCR stabilized
- Short and long-term loan options
Program
Commercial Loans
We offer competitive rates and flexible terms on commercial real estate loans to help you finance almost any project. Whether you’re looking to purchase, refinance, or renovate, we have a loan to meet your needs. Contact us today and let us help you find the right commercial real estate loan for your project.
- Bridge and institutional loans
- Loan Amounts- $100,000-$7.5million+
- Office, retail, warehouse, self-storage, automotive and more
- Up to 70% LTC on bridge loans
- Up to 75% LTV stabilized
- 640 Minimum FICO
- 1.25 Minimum DSCR stabilized